Personal

Since moving to Luxembourg with his wife, Maureen, and daughter, Niamh, in 2009, Michael has continued to play a large part in the local expat community.

Some people know him as the President of The Scottish Association of Luxembourg. Being a native Scot, Michael feels it is important to promote Scottish culture abroad and help ensure the young Scot’s do not forget their heritage. He also helps organise the St Andrew’s Day Celebrations, the children’s Christmas Party and the Scottish Burns Supper which are all annual events for The Scottish Association.

Many people know Michael as the Founder of The Business Lunch in Luxembourg. He set up this ever growing monthly networking event to help foster relationships between the English speaking business community. The Business Lunch is not a club and everyone is welcome to attend.

Michael is however your English speaking financial planner in Luxembourg.  You may have heard his advert on ARA City Radio or read his published articles in the 352 magazine or the Business Review.

Professional

Along with the resources of The Spectrum IFA Group, who are one of Europe’s leading Independent Intermediaries, Michael brings over 14 years’ experience to the financial services industry.

Since January 1998, Michael has specialized in helping individuals with their financial planning needs.  As you would expect, Michael holds the Certificate in Financial Planning and after a successful career as an Independent Financial Adviser in the UK, Michael and his family relocated to Luxembourg.

He specializes in addressing the unique financial planning needs of expatriates and those with cross-border interests.  He has a detailed knowledge of international product providers and tax-efficient structures that can assist in asset building, asset protection and, ultimately, estate planning.

As an independent adviser, Michael provides his clients with the advantage of unbiased financial planning advice.  He has access to many of the world’s most respected international banking, investment management and insurance institutions, which brings his clients the competitive advantages and convenience of being able to access multiple managers and product providers through one source.

Michael has a thorough understanding of the Luxembourg State Pension and offers his clients a generic analysis of what these benefits might be in retirement as part of an overall retirement planning consultation.

Contact Michael now to arrange your financial review.  There are no costs for this initial meeting.

Michael Doyle ~ Financial Planner

michael.doyle@spectrum-ifa.com

(TSG Insurance Services S.A.R.L.) | 11 avenue Guillaume, L-1651, Luxembourg | Mob: +352 691 128 026 | Tel: +352 2643 2555 | Fax: +352 2643 2855

www.spectrum-ifa.com

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